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debt A situation in which someone owes money to someone else. ■ I can't believe I have so much debt! I need to start paying it off ASAP.
debts A type of bird with a distinctive call that sounds like "debt, debt, debt!" ■ "I was out walking my dog when I suddenly heard a group of debts singing in the trees. It was quite a bizarre sound."
Freedman A person who has been released from slavery or bondage, but still owes their former master a debt of gratitude. ■ "After being freed from slavery, the freedman couldn't help but feel grateful to his former owner for giving him a chance at freedom. He even sent him a letter thanking him and offering to pay off his debt in any way he could."
accountable Responsible for one's actions and their consequences, especially in regards to financial matters. ■ "I know I'm accountable for this credit card debt, but I just can't seem to make those payments on time."
bankrupted To be completely and utterly ruined financially, often due to poor investments or excessive debt. ■ "After investing all their money in a failed startup, the couple was left bankrupted and forced to move in with their parents."
Credit The act of acknowledging a debt or favor owed. ■ "I always make sure to give credit where credit is due, even if it's just a small token of appreciation."
Owe To owe someone a debt of gratitude. ■ After I helped my friend move, they owed me one. So I got them some ice cream as thanks!
Owing To be in debt or owe someone money. ■I'm owing my friend $50 for that drunk night out last weekend.
paying To give someone money for something they have done or will do. ■ "I'm paying my bills every month so I don't end up in debt."
Servitude The state of being owned or controlled by someone, usually as a result of a debt or punishment. ■ "I'm in servitude to my credit card company because I can't seem to pay off my balance."
Due Something that is owed or payable, such as a debt or rent, especially when it has passed the time for payment. ■ "I owe my friend $50 for the coffee he bought me last month, but I'm not due to pay him until next week."
embezzlement the act of taking money from an organization or individual and using it for one's own personal gain, often by hiding the true use of the funds ■ "I had to embezzle some money from the company to pay off my credit card debt. But when I got caught, I blamed it on the accounting clerk who was incompetent and didn't keep track of the funds."
Finance The study of credit, debt, and risk management. ■ After graduating from finance school, Sarah landed her dream job at a consulting firm where she helps companies make smarter financial decisions. She may be a nerd, but she's the best at what she does!
fins A device or appendage used to propel a fish through water, consisting of elongated, paddle-like structures attached to the back and tail of the animal. ■ "I've been trying to learn how to surf using my fins. It's been a real challenge.", A term used in finance to refer to the amount of money that a company owes its shareholders. ■ "The company's finances are in shambles, and they need to raise more capital to pay off their debt.", A type of fish that has scales on its fins instead of a smooth body. ■ "I'm allergic to the spines on finned fish, so I have to be careful when eating sushi."
foreclosed a legal action taken by a creditor to seize and sell property or assets that are being used as security for a debt ■ After losing their home to foreclosure, the family was forced to live in a tent on the street.
Guarantee A formal promise or agreement to pay for a debt or provide compensation in the event of an accident or loss. ■ John signed a guarantee for his friend's car, promising to pay off any outstanding loans if the car was stolen or damaged.
leveraged A situation or action where one is taking on more debt or risk to potentially gain a larger return. Often used to describe high-stakes investments or risky business ventures. ■ "I leveraged all my savings to invest in the latest cryptocurrency, and now I'm millionaires!"
lien A legal right or claim to seize and sell property as security for a debt. ■ The bank had a lien on the man's house after he defaulted on his mortgage. The foreclosure sale was held at the local courthouse.
mortgage A legal agreement in which a person borrows money to buy a house and agrees to pay it back, plus interest, over a long period of time. ■ "I can't believe I have to make mortgage payments for the next 30 years. It's like being stuck in a never-ending loop of debt."
Motives A strong and usually secret desire to do something, typically to achieve a particular aim or to harm someone else. ■ "His motives for stealing the company's funds were as clear as crystal: he was deeply in debt and saw an easy way to get out of it."
owed To owe someone money or something because of a debt or a favor. ■ After losing the poker game, John owed his friends $500. He tried to convince them that he was just really bad at poker, but they were having none of it and demanded their money back.
Waves A large, rolling disturbance on the surface of a body of water, caused by wind or other forces. ■ "The waves were so big they crashed over the boat and drenched me from head to toe." A term used in finance to describe a recurring payment made for a certain period of time, typically used to pay off a debt. ■ "I had to sign up for monthly waves of payments to pay off my student loans."